Privacy Policy

Last updated: November 7, 2026

This Privacy Policy explains how BillBuddy collects, uses, stores, and shares information when you use the BillBuddy website and application.

We use information to provide subscription tracking, account management, reminders, and other features you choose to use. We do not sell personal information.

1. Information We Collect

Depending on the features you use, we may process the following:

Account information: information such as your email address and other profile details you provide when creating or managing an account.
Subscription information: subscription or service names, prices, billing cycles, renewal dates, categories, and other details you choose to enter.
Account security information: information used for authentication, email verification, password recovery, and session management.
Premium and transaction information: where applicable, subscription status, billing period, transaction references, and payment-related records needed to manage Premium access and support payments.
Technical information: information that may be processed when the website or application communicates with our services, such as request and diagnostic information.
Usage and sign-up source information: basic, first-party usage events (for example page views and sign-ups), linked to a random visitor identifier stored in your browser, and where you came from when you created your account (such as the referring website or the campaign link you followed). We use this only to understand how people find and use BillBuddy. We do not use third-party advertising or tracking cookies.
Local preferences: certain preferences and reminder settings may be stored locally on your device or browser.

Please do not enter passwords for third-party services or other sensitive information into subscription descriptions or other free-text fields.

2. How We Use Information

We use information as necessary to:

Create and manage your account.
Display and organize the subscription information you enter.
Calculate estimated subscription spending and provide insights.
Provide reminders and notifications where supported and enabled.
Provide Premium features and manage subscription status.
Verify accounts, support authentication, and protect account security.
Respond to support requests and troubleshoot technical problems.
Maintain, secure, and improve the service, including measuring which channels bring new users.
Meet applicable legal obligations.

3. Payments and Premium Services

If you purchase a Premium service, payment processing may be provided by Stripe or another payment provider identified during checkout. The payment provider processes payment information under its own privacy policy and terms.

We may receive information needed to manage your purchase, such as payment or subscription status, transaction references, billing period, and related records. The information we receive depends on the payment method and integration used.

We do not intend to store full payment card numbers or card security codes on BillBuddy's own application servers.

4. When We Share Information

We do not sell personal information. We may share or allow access to information only as reasonably necessary in the following circumstances:

Service providers: providers that support hosting, databases, application operations, security, or payment processing, including Railway and Stripe where applicable.
Legal requirements: when disclosure is required by applicable law or a valid legal process.
Protection and security: when reasonably necessary to protect the service, its users, or our legal rights.

Service providers may process information on our behalf to perform their services and are subject to the terms and obligations applicable to their services.

5. Storage and Security

Account and subscription information may be stored on servers used to operate BillBuddy. Certain preferences and notification-related information may instead be stored locally on your device or browser.

We use reasonable technical and organizational measures intended to protect information. No method of electronic storage or transmission can be guaranteed to be completely secure.

6. Data Retention and Deletion Requests

We retain information for as long as reasonably necessary to provide the service, maintain account security, resolve disputes, and meet applicable legal obligations.

You may request access to, correction of, or deletion of personal information by contacting us at support.billbuddy@gmail.com . We may need to verify your identity before acting on a request. Some information may need to be retained where required or permitted by law.

Deleting local browser data may remove locally stored preferences, but it does not necessarily delete information stored on our servers. Contact us if you want to request deletion of account-related data.

7. Your Privacy Rights

Depending on your location and applicable law, you may have rights to access, correct, delete, restrict, or object to certain processing of your personal information, and to request a portable copy of certain information.

If you are in the European Economic Area, you may also have the right to lodge a complaint with your local data protection supervisory authority. Contact us to make a privacy request.

8. International Processing

Our service providers may process information in countries other than your own. Where applicable, appropriate safeguards are required for international transfers of personal information.

9. Children's Privacy

BillBuddy is not designed to knowingly collect personal information from children where doing so is prohibited by applicable law. If you believe a child has provided personal information inappropriately, please contact us so that we can review the request.

10. Third-Party Services

BillBuddy may rely on third-party services to operate certain features. Those providers may have their own privacy policies and terms. Their handling of information is governed by their applicable policies.

11. Changes to This Policy

We may update this Privacy Policy as BillBuddy changes or when necessary to reflect legal, technical, or operational changes. The latest version will be published on this page with its updated revision date.

12. Contact Us

For questions, concerns, or requests relating to this Privacy Policy or your personal information, contact:

BillBuddy Support
Email: support.billbuddy@gmail.com